What Is Children’s Health Insurance Program, CHIP?
CHIP is the acronym for the Children’s Health Insurance Program. Under the Affordable Care Act, also called ObamaCare, the CHIP program underwent several revisions. The following are the key changes from ObamaCare that parents need to know about:
States that did not expand Medicaid still tend to provide good CHIP coverage. Also, in many non-expansion states parents who would not normally qualify for Medicaid can qualify if children qualify for CHIP.
Children can be eligible for CHIP all year. There are no windows or wait periods for CHIP.
The CHIP program offers free or low-cost health coverage for eligible children and young people.
Most states refer to this programs as CHIP however it may be called by different names in your state.
The eligibility for this program depends on the rules of the state you reside and your family income.
Usually, children of United States citizens and certain lawfully present immigrants may be eligible for the CHIP program.
The eligibility requirements for the CHIP program is based on family income. Children in families with income up to 200 percent of the federal poverty level ($47,700 per year for a family of four) are covered in almost every state. CHIP, Children’s Health Insurance Program is one the of cheapest health insurances for low-income families.
If you are eligible for the CHIP program you may pay low premiums and contribute to some of cost-sharing for services. Preventive services for children are available at no cost. Eligible children and teens that receive Children Health Insurance Program (CHIP) will be able to receive:
- Regular check-ups
- Doctor and dentist visits
- Vision care
- Hospital care
- Mental health services
- Needed medications
You can apply to the CHIP, Children Health Insurance Program online at HealthCare.gov. or phone 1-877 KIDS NOW (1-877-543-7669) to learn more about the CHIP program.
You can learn about additional government programs, Here.