What Is The Best Disability Insurance?

What Is The Best Disability Insurance?

The best disability insurance is the insurance you purchase through a highly rated disability insurance company. A reminder for the need for disability insurance occurred today as family, friends and loved ones shed small drops of  Rose Water on the casket of a beloved woman, mother and friend to many. Rose Water is a lovely Iranian cultural tradition where Rose Water is sprinkled on the grave of a loved one before final burial.

The beautiful woman who passed suffered for over a decade with several chronic ailments. Each year that passed a part of this woman’s independence diminished and her beloved family compensated for her independence.

Her family loved her beyond words but it was a constant balancing act to fulfill her ever-changing needs. Unfortunately, this woman did not have a long-term care insurance or a disability insurance policy.

Like many people this woman did not realize nor did she have the statistical knowledge of the amount of people who succumb to medical ailments:

• one out of four people after the age of twenty will become disabled for more than ninety days.1
• At least 70% of people over 65 will need long-term
  care services and support at some point in their lives.2

This lovely woman’s journey on earth concluded as she was laid to peace today. Her journey on earth concluded but her medical journey draws attention to the serious need for long-term care insurance. If she would have had long-term care insurance her family may not have had to juggled to maintain her quality of life.

Dear Houri,

May you rest in peace, my sweet woman.

With Love,

Lisa

1. Social Security Disability Insurance Benefits

2. Source: 2015 Medicare & You, Centers for Medicare & Medicaid Services

You can read more about Disability Insurance, Here.

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